{"product_id":"debt-payoff-spreadsheet-snowball-avalanche","title":"Debt Payoff Spreadsheet | Snowball \u0026 Avalanche Tracker","description":"\u003cp\u003eSee your estimated debt-free date, compare Snowball vs. Avalanche, and watch every balance fall month by month.\u003c\/p\u003e\u003ch3\u003eWhat's inside\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eDebts table for up to 10 debts with balance, APR, and minimum payment\u003c\/li\u003e\n\u003cli\u003eExtra monthly payment input and a Snowball \/ Avalanche method dropdown\u003c\/li\u003e\n\u003cli\u003eAutomatic payoff order: smallest balance first or highest APR first\u003c\/li\u003e\n\u003cli\u003eMonth-by-month payoff schedule (up to 360 months) with interest — paid-off payments roll to the next debt\u003c\/li\u003e\n\u003cli\u003eOptional one-time extra payments for bonuses or tax refunds\u003c\/li\u003e\n\u003cli\u003eDashboard with debt-free date, total interest, interest saved vs. minimums only, and a balance-over-time chart\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003ePerfect for\u003c\/h3\u003e\u003cp\u003eAnyone paying down credit cards, car loans, or student loans who wants a clear plan.\u003c\/p\u003e\u003ch3\u003eWhat you get\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eOne .xlsx file that works in Microsoft Excel 2016+ and Google Sheets\u003c\/li\u003e\n\u003cli\u003eA quick-start PDF guide\u003c\/li\u003e\n\u003cli\u003eA built-in Start Here tab with step-by-step instructions and example data you can clear\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003eBuy the template.\u003c\/li\u003e\n\u003cli\u003eGet your instant download link on the order confirmation page and in your email.\u003c\/li\u003e\n\u003cli\u003eOpen the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cp\u003e\u003cem\u003eDigital product — no physical item will be shipped. Personal use only. A planning tool, not financial advice — results are estimates based on the numbers you enter.\u003cbr\u003eeverything4notion is not affiliated with Notion Labs, Inc., Google or Microsoft.\u003c\/em\u003e\u003c\/p\u003e","brand":"everything4notion","offers":[{"title":"Default Title","offer_id":53550404239672,"sku":"S04","price":2.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1022\/4009\/2472\/files\/S04_1.jpg?v=1792762459","url":"https:\/\/everything4notion.myshopify.com\/products\/debt-payoff-spreadsheet-snowball-avalanche","provider":"Everything4Notion","version":"1.0","type":"link"}