Cash Envelope Budget Spreadsheet, Cash Stuffing Tracker with Sinking Envelopes | Google Sheets & Excel Template

Stuff your envelopes, log every cash-out and see exactly what is left in each one — with sinking envelopes that carry over month to month.

What's inside

• Setup for your envelopes: monthly amount, Regular or Sinking type and starting cash
• Cash-Out Log with 300 rows and an envelope dropdown
• Refill log plus a 12-month refill calendar: planned vs. actual per envelope
• Envelope balances with progress bars and an over-spent highlight
• Sinking envelopes that roll their balance forward to save for irregular costs
• Dashboard with a month selector, KPI tiles and a spending chart
• Year View with every envelope across 12 months, totals and averages

Perfect for

Cash stuffers and anyone using the envelope method who wants the math done for them. A planning tool, not financial advice — results are estimates based on the numbers you enter.

What you get

• One .xlsx file with 6 tabs that works in Microsoft Excel 2016+ and Google Sheets
• A quick-start PDF guide
• A built-in Start Here tab with step-by-step instructions and example data you can clear

How it works

1. Buy the template.
2. Get your instant download link on the order confirmation page and in your email.
3. Open the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.

Digital product — no physical item will be shipped. Personal use only.
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