Retirement Savings Calculator Spreadsheet, Year-by-Year Projection with Employer Match | Google Sheets & Excel Template

Project your savings year by year until retirement, in today's dollars too, and compare low, base and high return scenarios side by side.

What's inside

• Inputs for age, retirement age, savings, monthly contribution, salary and employer match % with a cap
• Your own return %, inflation % and yearly contribution increase
• Year-by-year projection to retirement: contributions, match, growth and end balance
• Balances in today's dollars, adjusted for your inflation input
• Scenarios tab: return minus / plus a spread you choose, with a comparison chart
• Contributions Log with 300 rows by account and source
• Dashboard with KPI tiles and a projected-balance line chart

Perfect for

Savers who want a clear picture of where their retirement accounts could land. Estimates only, not financial advice — returns and inflation are assumptions you choose.

What you get

• One .xlsx file with 6 tabs that works in Microsoft Excel 2016+ and Google Sheets
• A quick-start PDF guide
• A built-in Start Here tab with step-by-step instructions and example data you can clear

How it works

1. Buy the template.
2. Get your instant download link on the order confirmation page and in your email.
3. Open the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.

Digital product — no physical item will be shipped. Personal use only.
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