Debt Payoff Spreadsheet | Snowball & Avalanche Tracker

See your estimated debt-free date, compare Snowball vs. Avalanche, and watch every balance fall month by month.

What's inside

• Debts table for up to 10 debts with balance, APR, and minimum payment
• Extra monthly payment input and a Snowball / Avalanche method dropdown
• Automatic payoff order: smallest balance first or highest APR first
• Month-by-month payoff schedule (up to 360 months) with interest — paid-off payments roll to the next debt
• Optional one-time extra payments for bonuses or tax refunds
• Dashboard with debt-free date, total interest, interest saved vs. minimums only, and a balance-over-time chart

Perfect for

Anyone paying down credit cards, car loans, or student loans who wants a clear plan.

What you get

• One .xlsx file that works in Microsoft Excel 2016+ and Google Sheets
• A quick-start PDF guide
• A built-in Start Here tab with step-by-step instructions and example data you can clear

How it works

1. Buy the template.
2. Get your instant download link on the order confirmation page and in your email.
3. Open the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.

Digital product — no physical item will be shipped. Personal use only. A planning tool, not financial advice — results are estimates based on the numbers you enter.
everything4notion is not affiliated with Notion Labs, Inc., Google or Microsoft.