Zero Based Budget Spreadsheet | Google Sheets & Excel Template

Give every dollar a job: income minus everything you assign equals $0 — every single month.

What's inside

• Budget Plan with income and every category across 12 months
• "Left to assign" check under each month: green at $0, amber when money is unassigned, red when over-assigned
• Editable spending groups such as Giving, Saving, and Housing
• Income and spending log with 500 rows and category dropdowns
• Monthly View with a month selector: planned vs. spent by group and by category
• Dashboard with year totals, a 12-month zero-based status strip, and a planned vs. spent chart

Perfect for

Hands-on budgeters who want every dollar assigned before the month starts.

What you get

• One .xlsx file that works in Microsoft Excel 2016+ and Google Sheets
• A quick-start PDF guide
• A built-in Start Here tab with step-by-step instructions and example data you can clear

How it works

1. Buy the template.
2. Get your instant download link on the order confirmation page and in your email.
3. Open the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.

Digital product — no physical item will be shipped. Personal use only.
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